Thursday, 9 July 2015

THE CAPITAL MARKET AND THE NIGERIAN ECONOMY PROBLEM AND PROSPECT



ABSTRACT
The modern economy is founded on the exchange of goods and services produced by various economic units. These units mobilize resources to affect such production. Capital market all over the world including the capital market in Nigeria and the development effect on the economy. One of the most important of such resources is the capital. The effective allocation of capital resources is essential for the efficient performance of the economy. This is where capital is involved. This study is carried out to find the relationship between capital market and the performance of the economy. Capital market play an intermediate role. This study was carried out through a chi-square [x2j Test method to test the relationship between Gross Domestic Product and value transaction in the capital market. Also, the performance of the capital and the economy. The study found a very strong association between the performance of the capital and the economy and concluded by recommending that impediments on the part of proper operation of the capital market plays its vital role of allocating capital to the most efficient unit in the economy.

 TABLE OF CONTENTS
Title page i
Certification ii
Dedication iii
Acknowledgement iv
Abstract vi
Table of Contents vii
CHAPTER ONE
1.0 Introduction 1
1.1 Background of the Study 7
1.2 Statement of the Study 7
1.3 Objectives of the Study 8
1.4 Scope of the Study 9
1.5 Hypothesis of the Study 10
1.6 Methodology of the Study 10
1.1 Limitation of the Study 11
1.8 Definition of Terms 12
CHAPTER TWO
2.0 Introduction 17
2.1 What Capital Market is all About 18
2.2 History of the Nigeria Capital Market 22
2.3 Characteristic of the Nigerian Capital Market 23
2.4 Role of Capital Market in an Economy 26
2.5 Instrument Used in the Capital Market 28
2.6 Regulatory Bodies in the Capital Market 30
2.7 Suppliers and Users of Fund in the Capital Market 32
2.8 Capital Market and Economy Development 36
2.9 The Impact of Structural Adjustment Progamme of the Nigeria Capital Market 41
2.10 Operation of the Central Security Clearing System in the
Nigeria Capital Market 43
2.11 Evaluation of the Nigeria Stock Exchange Toward
Financing the Public and Private Sectors 44
2.12 Problems Facing the Nigeria Capital Market 46
2.13 Prospect of Nigeria Capital Market 48
2.14 Methods Used to Promote the Nigeria 50
Capital Market
CHAPTER THREE
Research Methodology 53
3.0 Introduction 53
3.1 Research Design 53
3.2 Data Collection Methods 55
3.3 Research Instrument 56
3.3.1 Questionnaire Administration 56
3.3.2lnterview Method 57
3.4 Statistical Method 57
3.5 Population for the study 58
3.6 Method of Data Presentation 58
3.7 Method of Data Analysis 58
CHAPTER FOUR
Data Presentation, Analysis and Interpretation 60
4.1 Data Presentation 60
4.2 Data Analysis 61
4.2.1 Questionnaire Analysis 61
4.3 Test of Hypothesis 73
CHAPTER FIVE
Summary, Conclusion and Recommendation 79
5.1 Summary Findings 79
5.2 Conclusion 80
5.3 Recommendation 80
References 83

 CHAPTER ONE
1.0      INTRODUCTION
            The modern economy is essentially based on the exchange of the products and services of thousands of economic actors. This ranges from the single one man business to giant conglomerates such as United Africa Country [UAC] PLC. The exchange mechanism is founded in the specialization of the productive effort of these actors. This has the beneficial effect of making available abundant goods and services for various consumers. The oil of this exchange process is money, which has come to replace the exchange 1w barter. We can conclude that the smoother the exchange process, the higher the standard of living given that the economic units can successfully execute their productive programmes.
            The exchange of goods and services is facilitated by market mechanism where buyer and sellers interact. Economic units that are deficient in particular goods and services come to the market to exchange their surplus with other units. The market can thus be seen as an exchange process.
            There are various kinds of markets. They range from commodity market to market for finance. Thus we could talk of cocoa market, gold market and the oil market. The market for finance can be classified into money and capital market. The money market usually provides financial instrument of short-term duration such as treasury bills, treasury certificate, negotiable certificates of deposits, commercial papers, bank acceptances and such other funds where tenure do not exceed one year. The capital market on the other hand provided long-term funds and securities for terms exceeding one year. It is the market for long-term loans mortgage bonds, preference shares ordinary shares, federal government bonds and industrial loan.
            The capital market is divided into two namely: the primary market and the secondary markets. The primary market is the market for new issues for stock and bonds that are sold for the very first term while the secondary market, under the umbrella of the stock exchange is where stocks and bonds are subsequently bought and sold. The operation of the secondary market provides a medium of exchange of ownership of securities. These securities are claims upon the underlying assets of a business that are written on paper. Such claims can be debentures or equity claims. The holder of such securities can sell them and the intending wealth holders are able to buy these securities. This role creates a market place where purchases and sales of securities can be made. Secondary capital market brings additional benefit: these are
I.                   The facilitation of investment process by providing a market place in which to conduct transaction effectively and relatively cost efficient. The investors on these securities are thus guaranteed that they will have a place to sell their securities if they so decide.
II.                 The efficiency of capital allocation through competitive price mechanism which can contribute to an increased rate of growth for the overall economy.
III.              The diversification of ownership of productive resources and the improvement of capital structure of the organization.
            The capital market execution is a function of intermediation by bringing together surplus capital units and capital deficit units. The smoother the interaction between these two units the better the economy. This is so because capital deficit units with either on investment or consumption programme to execute, have ready access to capital; capital surplus units who have deliberately postponed consumption are able to earn compensation from the capital which they have saved. Thus, the capital market ensures that there is no idle capital. The role of the capital market can be seen from the availability of capital productive effort. In the past ten years, the Nigeria economy has witnessed a decline in the standard of living.
            This contraction has become a veritable topic of discussion amongst academics, industry and government.
            After 1970, the Nigeria economy witnessed an infusion of massive inflow from oil receipts. Towards the end of the 70s oil prices sky-rocketed to as much as $40 per barrel. This caused the accumulation of massive external reserves and the consequent over valuation of the naira by mid 1981, the oil market begin to collapse. This produce economic cases in Nigeria. In the face of this, government enunciated various measures to address the problems. such measures include the economic stabilization Act of 1982 and economic emergency Decree of 1985. These measures dramatically reduced raw material and spare parts availability resulting in extensive plant closure and substantial drop in capital utilization. By 1985 real per capital Gross Domestic Product [GDP] and consumption fell below 1970 levels, thus we see the standard of living going below that of the previous decade. External services obligation rose to 33.02% of export receipts. It was against this background that the former Head of State General IBRAHIM BADAMASI BABAGIDA Administration introduced the structural Adjustment Programme [SAP] in the year 1970. Some policy adoption under Structural Adjustment Programme [SAP] includes deregulation of interest rates, establishment of a market based foreign exchange system and the pursuance of restrictive. Monetary policy Fiscal measure included in the privatization and commercialization of several public enterprises acted as a stimulus on the capital market by increasing the quantity of shares traded on the stock exchange.
            The developments in’ the economy have clearly affected the capital market and vice versa. The main thrust of this study is to assess the role of the capital market in the development of the Nigeria economy and how the capital market has contributed to the non-performance of the economy by looking at the short comings of the capital market against the background of the economy as well as the contribution which the capital market has made in halting the decline.
1.1      BACKGROUND OF THE STUDY
            The research work will attempt to examine the role so far played by the capital market in the development of the Nigeria economy. And also to examine some major problems facing the capital market. This work will also examine how some government policies have affected, positively or negatively the capital market.
1.2      STATEMENT OF THE PROBLEM
            The standard of living within the economy is defined by the productive effort of economic actors. They are the ones who mobilize productive resources such as land, labour, entrepreneur and capital. The acquisition of productive resources depends on the availability of capital. We can identify an implicit relationship between the capital market availability and the standard of living. Where the capital market effectively discharge if functions, the effort of economic actors is enhanced.
            The declining standard of living in Nigeria over the years has been a source of concern to the managers of the various economies. Various monetary and fiscal policies have been fashioned to address the problems but results have been unimpressive. What then has been the role of the capital market in this regard? How can the operation of the capital market be improved to enhance its contribution to the Nigeria economy?
1.3      OBJECTIVE OF THE STUDY
            This study will examine the relationship between Gross Dome stic Product [GDP] and the transaction in the capital market. An attempt will be to examine the effect of Structural Adjustment Programme [SAP] introduce by the government on the capital market. This study will also examine the development of the capital market against the background of the performance of the economy. Other objectives of this study are to  identifying the problems confronting the capital market and proffering solutions to it. it will also seek to identify developments in the capital that can be incorporated in the Nigeria Capital Market.
1.4      SCOPE OF THE STUDY
            The scope of the study lies in the fact that the state of the economy touches the lives of all. The standard of living has significance of the stability of the policy. Where an economy is persistently performing poorly, to enhance the state of the economy is of almost importance. The study of the capital market and its effect on the economy can assist policy makers in the effective management of the economy. Economic managers should be able to see how the efficient operations of the capital market by discharge of it intermediate functions can accelerate economic activities hence, the standard of living. As this study goes a long way to throw more light on the capital market and its functions, its hoped that it will still awareness on the readers and the suggestions put forward considered.
1.5      HYPOTHESIS OF THE STUDY
            The data collected will be analyzed and the following proposed hypothesis would be tested for: Null Hypothesis [Ho]: That a positive relationship does not exist between Gross Domestic Product [GDP] and value of transaction in the capital market.
            Alternative Hypothesis [Hi]: That a positive relationship exists between Gross Domestic Product and value of transaction in the capital market.
1.6      METHODOLOGY OF THE STUDY
            In the study, the method of data collection is based on primary, secondary sources, the primary source are the data collected directly for the purpose of the research work. While the secondary data are mainly deal with text books, magazine and questionnaires. The chi-square [X2] method will be used in testing the hypothesis.
1.7      LIMITATION OF THE STUDY
            Due to the geographical scope of this study, which is Nigeria, the necessary data is collected from both the primary and secondary sources. The state of the economy being a culmination of the effect of several variation since independence: isolating a time frame of ten year and focusing on the capital market must essentially limit the conclusions that can be draw.
            The researcher is also faced with the problems of financial constraints. And as it is known, researcher work such as this require finance to enable the researcher travel far and near made to sources. For the current and accurate data, but due to the pro1em of financial, the major aim of this researcher may the defeated.
            Furthermore, the researcher is conducted within a crowded academic programme. When the researcher has to attend to other compelling academic demand.
1.8      DEFINITION OF TERMS
I. Gross Domestic. Product [GDPj; This is the value expressed in monetary terms of goods and services produced within the national economic in a period usually one year.
II. Number of Listed Securities: This is the total number of corporate bodies that have issued shares to the investing public dully approved by securities and exchange commission [SEC] and traded on the floor of the stock exchange.
III. Turnover Value of Securities: This is the volume of business in a security or the entire market in monetary value; usually the naira, if turn over on the exchange is reported at say l5million share a day, the turn over value is the closing price of each security multiplied by the number of securities traded or sold that day.
IV. Shares: These are security instruments indicating ownership in a business organization. There are two major types of shares they are ordinary and preference shares.
a)     Ordinary Shares: Constitute the ownership capital of a company contributed by the owners and firm the important part of the company’s capital. Ordinary share holder reaps the greatest reward. If the company dies well and carry the great test risk if it fails.
b)    Preference Share are in Form of Hybrid: Security between ordinary shares and debentures and are often issued as an alternative to debt when the company pay no tax. In other words preference share have the features of both debenture and equity.
     [iv] Market Capitalization: This is the value of a firm as determined by the market price of its issued and outstanding common stock.
V. Pond: 1hese are securities in firm of a promissory note obligating the issue to pay principal amount and a fixed interest rate at a specified time and interval.
VI. Secondary Market: This is the market where already existing securities are bought and sold. This market operates after an initial issue has been completed.
VII. Privatization and Commercialization: Privatization refers to the reduction or total withdrawal of public sector intervention in economic activities. Commercialization on the other hand, refers to the reorganization of a public enterprise in such a way as operate as profit making commercial ventures without subvention from the government even though government still retains its full or part ownership.
VIII. Barter: This is an old system of trade which was done by the exchange of goods or services without the use of money.
IX. Treasury Bills: These are money market [short term] securities issued by the federal government of Nigeria. They are sold at a discount, mature within 9Odays of the data issue, and default free.
X. Capital Formation: Capital is formed when some resources available in the current period are devoted to the creation of intermediate goods or to the filling up of inventories of final goods which are not intended to be consumed during the periods.
XI. Capital Market Deregulation: A policy of removing the pricing securities from a regulated agency of the government to market forces via the issuing houses and does not mean absence of regulation in the market place.
XII. Offer: It is the price at which a stock broker is willing to sell a security on behalf of the client.
XIII. Rate of Inflation: This is the rate at which the exchange level of money prices rises within a year against the present period.
XIV. Per Capital Income: This is the Gross Domestic Product divided by the population in any year.
XV. Unemployment: This means the number of citizens who are willing and able to work but are unable to find the jobs.

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